Niwahi Credit

Niwahi is a small MFI founded in 2020 and headquartered in Nairobi, Kenya. Niwahi’s mission is to provide innovative financing solutions to small scale businesses and vulnerable people through socially and environmentally responsible lending. Niwahi serves over 5,500 borrowers of which about 58% are women and 34% are rural borrowers. Niwahi’s average loan size to its end-borrowers is approximately $187, which suggests that Niwahi is serving the lower end of the financial spectrum.

Niwahi’s loan products include the following:

  • Niwahi Stawisha: Niwahi provides working capital loans targeting small businesses.
  • Niwahi Masomo: The masomo loan aims at funding education needs such as school fees for parents and working capital financing for school owners.
  • Niwahi Endeleza: Endeleza loans funds the purchase of water tanks, solar panels, and other products that are environmentally friendly.
  • Niwahi Dharura: Dharura loans involve local purchase order financing and other small scale trade financing.
  • Niwahi Timiza: Salary check-off loans used to finance emergencies.