ENVEST INVESTMENT OPPORTUNITIES
Envest offers an opportunity for accredited investors to have a global impact through microfinance while receiving a financial return. Investors receive an ownership interest in Envest Microfinance Fund, LLC (Envest LLC), which gives the investor a claim on Envest LLC. Envest pools funds from the investors and disburses loans to microfinance institutions (MFIs) with a strong social focus and a solid financial performance. The MFIs, in turn, lend to low-income borrowers who have inadequate access to credit. Envest covers its expenses from the interest paid by the partner institutions. The profits of Envest LLC are distributed among the owners annually pro rata of the amount and period invested.
EQUITY OFFERING
| Minimum Commitment: | 2 years |
| Minimum Investment: | $25,000 |
| Instrument: | Ownership Interest in Envest Microfinance Fund, LLC |
| Return: | Profit is distributed among owners pro rata of participation |
| Distributions: | Cash or Add to Capital Account |
| Targeted Return: | 4% to 6% |
| Availability: | Accredited Investors |
INVESTING THROUGH A RETIREMENT ACCOUNT
Envest has an opportunity for investors to invest through a retirement account. Investors invest in Envest Public Benefits Corporation (Envest PBC), which invests in Envest LLC. The investment parameters are similar, and the impact is the same.
| Minimum Commitment: | 2 years |
| Minimum Investment: | $25,000 |
| Instrument: | Ownership Interest in Envest Public Benefits Corporation |
| Return: | Profit is distributed among owners pro rata of participation |
| Distributions: | Stock dividend |
| Targeted Return: | 3.5% to 4.2% |
| Availability: | Accredited Investors |
DEBT OFFERING
| Minimum Commitment: | 4 years |
| Minimum Investment: | $100,000 |
| Funding Structure: | Senior debt |
| Annual Coupon: | 4% fixed |
| Payment Frequency: | Biannual interest payments followed by lump sum principal payment at maturity |
| Daily Price: | Level 3 price provided by Government Loan Solutions, Inc. |
| Availability: | Qualified Investors |