ENVEST INVESTMENT OPPORTUNITIES

Envest offers an opportunity for accredited investors to have a global impact through microfinance while receiving a financial return. Investors receive an ownership interest in Envest Microfinance Fund, LLC (Envest LLC), which gives the investor a claim on Envest LLC. Envest pools funds from the investors and disburses loans to microfinance institutions (MFIs) with a strong social focus and a solid financial performance. The MFIs, in turn, lend to low-income borrowers who have inadequate access to credit. Envest covers its expenses from the interest paid by the partner institutions. The profits of Envest LLC are distributed among the owners annually pro rata of the amount and period invested.

EQUITY OFFERING

Minimum Commitment: 2 years
Minimum Investment: $25,000
Instrument: Ownership Interest in Envest Microfinance Fund, LLC
Return: Profit is distributed among owners pro rata of participation
Distributions: Cash or Add to Capital Account
Targeted Return: 4% to 6%
Availability: Accredited Investors

INVESTING THROUGH A RETIREMENT ACCOUNT

Envest has an opportunity for investors to invest through a retirement account. Investors invest in Envest Public Benefits Corporation (Envest PBC), which invests in Envest LLC. The investment parameters are similar, and the impact is the same.

Minimum Commitment: 2 years
Minimum Investment: $25,000
Instrument: Ownership Interest in Envest Public Benefits Corporation
Return: Profit is distributed among owners pro rata of participation
Distributions: Stock dividend
Targeted Return: 3.5% to 4.2%
Availability: Accredited Investors

DEBT OFFERING

Minimum Commitment: 4 years
Minimum Investment: $100,000
Funding Structure: Senior debt
Annual Coupon: 4% fixed
Payment Frequency: Biannual interest payments followed by lump sum principal payment at maturity
Daily Price: Level 3 price provided by Government Loan Solutions, Inc.
Availability: Qualified Investors
Please contact us at investments@envestmicrofinance.com for offering documents.