Mel has retired from his position of chief economist of First Affirmative Financial Network, a nationwide network of socially responsible investment advisers headquartered in Colorado Springs. Mel was the chief investment officer for Heartland Financial USA for 28 years. He has recently moved to Madison, WI with his wife Marie. Mel’s deep insights into economics and financial markets, his strong commitment to social responsible investing and social justice, and his slightly warped sense of humor will be excellent additions to the Envest community.